ERC Loan Program

Energy Resource Conservation (ERC)

Members may obtain loans from the cooperative to cover the cost of labor and materials for energy conservation measures on existing structures.

Loans will only be made to members who have good credit ratings and also own the structures to be weatherized.

ERC loans may be provided to finance the cost of labor and materials for items such as insulation, storm or thermal windows, storm or thermal doors, high efficiency heat pumps, and geothermal heat pumps.

To qualify for the ERC loan program the applicant:

  • Must be a member of SAEC for a minimum of the previous consecutive 12 months
  • Must own the home
  • Must meet credit reporting requirements

Complete and mail the Loan Application (PDF) or simply complete the application online.

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