Choose the Bill Payment Option That Suits You... 

Bank Draft Direct Payment
Direct Payment is the most convenient, reliable and least expensive way to pay your monthly electric bill. You save time by not writing checks for the monthly payment. It also saves you the cost of postage and you no longer have to worry about your payment being lost in the mail.

Members will continue to receive a monthly bill card which will contain all billing information and a reminder that your account is on the Direct Payment Plan. Your payment will be automatically deducted from your checking account each month on the due date shown on your bill card

>>Click to Download Bank Draft Authorization Form

Credit Card Payment
South Alabama Electric Cooperative accepts Visa, Master Card, American Express and Discover in our main office location on Highway 231 in Troy. We can now accept credit card payments over the phone. You must have your electric account number and credit card information to use this service. 

Levelized Billing
Levelized billing is designed to eliminate the drastic fluctuations in your monthly electric bill. Even though your bill will vary month to month, it will be based on an average monthly kilowatt hour usage. This reduces the extreme bills you experience in the late summer or winter.

Levelized billing is a great program alone or used in conjunction with the Bank Draft Direct Payment Plan.

>>Click to Download Levelized Billing Agreement Form

Payment Points
Quality and convenience are just two of the ways SAEC is working to help our members. For those of you unable to drive to the cooperative office to pay your electric bill, the following locations are available for your convenience to make your monthly payments:

• Local bank locations including
  • Regions Bank - all branch locations
  • Troy Bank and Trust - all branch locations
  • Colonial Bank - Brundidge branch
  • 1st National Bank of Brundidge and Troy
  • First Citizens - Luverne branch
• Banks Buy Rite - Banks
• Dyess Convenience Mart - New Hope
• Country 1 Stop - Honoraville
• Bob's Grocery - Goshen
• Rebel Station - Jack

Night Depository
We also offer a night depository located next to our front office entrance. You may drop off payments at our Highway 231 office location anytime day or night.